About Me

Dedicated to leveraging strategic policy development and data analytics to drive financial inclusion and economic empowerment across Pakistan.

With over a decade of experience at the State Bank of Pakistan BSC, I specialize in transforming the financial landscape through implementation of digitally innovative solutions.

Currently, as Assistant Chief Manager, I lead the implementation of comprehensive financial inclusion initiatives of State Bank of Pakistan for the AJ&K region. My work focuses on expanding access to financial services, promoting digital transformation, and fostering sustainable economic growth for underserved communities.

Career Journey

A decade of impact at the State Bank of Pakistan

2013

Graduated from Lahore University of Management Sciences

Graduated from Suleman Dawood School of Business (SDSB) with majors in Accounting and Finance

2014

State Bank of Pakistan BSC

Joined State Bank of Pakistan Banking Services Corporation under YPIP-4 Batch.

2020

Digital Banking Initiatives

Led implementation of digital banking solutions that contributed to a 20% rise in registered users in target regions over three years.

2021

AJ&K Region Leadership

As Assistant Chief Manager, leading comprehensive financial inclusion initiatives to bring underserved communities into the formal banking system.

2024

AAOIFI Sharia Standards — IBA Karachi

Certified in AAOIFI Sharia Standards, deepening expertise in Islamic Finance alongside conventional banking practice.

2025

Deputy Director at Foreign Exchange Operations Department

Joined SBP BSC Head Office Karachi as Deputy Director in the Foreign Exchange Operations Department.

Core Expertise

Areas of specialization and professional skills

Financial Inclusion Strategy & Policy Execution

Implementation of Digital Solutions in Banking

Data-Driven Analysis & Risk Assessment

Stakeholder Engagement & Regulatory Compliance

Conventional & Islamic Finance

SME and Agriculture Finance

Key Achievement

Played a key role in national programs that significantly increased digital banking adoption — contributing to a 20% rise in registered users in target regions over three years.